“It has now been just over a year since I purchased my annuity with you. None of us had any idea that the stock market would crash 6 months after I started with you in February 2008. Had it not been for your advice, I probably would have put this money into the variable annuity with market risk. To say that I am happy about not losing between $150,000.00 and $200,000.00 today is an understatement. Because of the initial interest bonus, my annuity is worth more today than when I started. In addition, my withdrawals have made my house payments this last year. Thanks again for your advice and service this last year and I look forward to a long and prosperous relationship with you and AIM.”